Maximize Your Real Estate Returns. Loan Amount from $100k – $2M
PROPERTY TYPES: Single family, condos, townhomes, multi-family 2-4 units.
LOAN AMOUNT: $100,000 – $2,000,000
TERM: 30-Year Fixed-Rate Rental Loans with interest only options. Get up to 80% loan-to-value with a DSCR loan.
LOANS AVAILABLE: Loans are available to individuals with or without stated income, trusts, corporations, and limited partnerships.
We are unable to provide financing for amounts below $100,000 or for individuals with a credit score below 640.
Our team of financial experts is committed to guiding you through every step of the loan process. We’re here to answer your questions, address concerns, and provide the support you need.
Time is of the essence in the business world. Our streamlined application process ensures quick approval, so you can capitalize on opportunities without unnecessary delays.
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Secure loans are available to borrowers with imperfect credit scores, as they are based on the property's value rather than personal credit history
Most lenders avoid distressed properties, we approve any level of distress and fund your fix-and-flip or fix-and-rent investment property.
Lower down payment and interest rates mean more equity, and more cash flow for you. Choose from our competitive rates and leverage options to find the right loan.
We are a team of mortgage professionals committed to assisting you in making informed financial decisions that suit your individual needs.
* For Non Owner Occupied Homes Only
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ExcellentBased on 171 reviews
Trustindex verifies that the original source of the review is Google.
Lauren McGill2024-08-12I wanted to take this moment to leave a review for my account representative Scott Feyche. I have recently submitted four purchases and two cash out refinance loans for the same customer. I am so proud to say that thanks to Scotts help I already received the clear to close on two of my cash out refinances and two of my purchases. I should be clear to close on my other two purchases at any moment. Scott Feyche is such a wonderful account representative to deal with, that any time I have a Non-QM loan, I only want to submit that loan through American Heritage Lending, and deal with Scott Directly. Scott always responds to my emails and telephone calls, and makes me feel like I am his only client. His customer service skills are exceptional. I couldn’t imagine working with any other Lender or account representatives for my Non- QM loans. Scot is so smart, he is able to figure out any possible road block that may come along during the lending process, and knows just how to navigate around it. I would highly recommend Scott Feyche of American Heritage Lending to any prospective client. Lauren McGill Loan Officer American Financial Network “ I wanted to share my experience about what a pleasure it was to work with Darryl Humes. I had two refinances and 2 purchases get cleared to close in record time. My processor and I thought that my account manager Darryl worked so efficiently. I also have 2 purchases which Darryl is doing an amazing job for. He is articulate, sharp, and never keeps me waiting for answers like other lenders tend to do. I work for American Financial Network, and love brokering loans with American Heritage Lending. I hope that I get to work with Darryl Homes on all of my future deals because he has been a pleasure to work with” Lauren McGill-Loan Officer American Financial NetworkTrustindex verifies that the original source of the review is Google.
Irma Gutierrez-Barrios2024-08-05Absolutely thrilled with my experience working with Shyla Tailor on my recent closing! From the very beginning, Shyla went above and beyond, ensuring every detail was meticulously handled. Her responsiveness was incredible – no matter what time of day, she was just a text or phone call away, always ready to answer my questions and provide guidance. Shyla's dedication, speed, and attention to detail were evident every step of the way, making the entire process smooth and stress-free. I am truly blessed to have come across Shyla and her unwavering support throughout the entire process. Shyla’s guidance and dedication have been invaluable and her commitment is truly commendable. Her professionalism and expertise made a significant difference. I also want to give a huge shout-out to Paula, who played an integral role in the teamwork that made everything possible. Their combined efforts, proactive work, and seamless coordination made all the difference. It's rare to find such a committed and compassionate team that genuinely cares about their clients. I can't thank Shyla and Paula enough for their exceptional service and support – they made my closing experience nothing short of amazing! Please also extend my thanks to the entire team who worked so hard as well. I look forward to continuing our collaboration in the future.Trustindex verifies that the original source of the review is Google.
Zaid Alzamani2024-08-02I had the pleasure of working with American Heritage Lending to buy a rehab property, and it was a fantastic experience from start to finish. The team was incredibly professional, knowledgeable, and dedicated to ensuring a smooth process. I particularly enjoyed working with Jessica Reynolds and Heidi Douglas, who both went above and beyond to assist me. Their attention to detail, responsiveness, and commitment to customer satisfaction truly stood out. I highly recommend American Heritage Lending for anyone in need of reliable and efficient lending services, especially for purchasing a rehab property.Trustindex verifies that the original source of the review is Google.
Genvestor LLC2024-07-24American Heritage is very flexible and professional to work with. Jessica and Heidi have handled multiple deals for us making it easy and giving us confidence in offers knowing the lender we work with. We have switched over to them for the last 12 months and will continue to work on all deals with AHL.Trustindex verifies that the original source of the review is Google.
Ruthie Witmer2024-07-24I just finished my 3rd loan with Jessica! She is wonderful to work with! Quick to respond and very knowledgeable! I will be using AH and Jessica over and over again!Trustindex verifies that the original source of the review is Google.
Rashica Ward2024-07-24I googled and took a chance on American Heritage Lending and it turned out to be one of the best lending experiences I’ve had! Hands down. Greg Borgogna and Paula Lewis provided top notch communication, answered all of my questions and were present from start to finish even during the delay I went through. I will definitely be working with them again! Thanks for all of your helpTrustindex verifies that the original source of the review is Google.
Yu Sheon2024-06-14Michael Moss is the best rep I have ever worked with. He monitored the file and assisted promptly when needed. He concerned about our needs. The whole team is just wonderful! The account manager Patricia Alvarez did everything she could to make sure the closing is on time. I really enjoyed working with American Heritage Lending. I would definately recommend AHL to everyone.Trustindex verifies that the original source of the review is Google.
malinda medina2024-05-23From submission working with Diomaris Collado to working with our account rep Michael Moss and our account Manager Patricia Alvarez, we got the loan in and closed. I would like to thank the team for assisting us with the first loan submission. I highly recommend this team and the Company. Thank You!
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We are unable to provide financing for amounts below $100,000 or for individuals with a credit score below 660
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