American Heritage Lending

Hard Money Loans Approved Quickly

Maximize Your Real Estate Returns. Loan Amount from $100k – $2M

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PROPERTY TYPES: Fix and flips, distressed properties, and non-arm’s length transactions.

LOAN AMOUNT: $100,000 – $2,000,000

TERM: 6 to 24 month interest-only loans available.

LOANS AVAILABLE: Loans are available to individuals with or without stated income, trusts, corporations, and limited partnerships.

We have designed our loan process to be quick and uncomplicated, guaranteeing that you receive your funds in a matter of days.

Asset Based

Secure loans are available to borrowers with imperfect credit scores, as they are based on the property's value rather than personal credit history

Flexible Financing

Most lenders avoid distressed properties, we approve any level of distress and fund your fix-and-flip or fix-and-rent investment property.


Lower down payment and interest rates mean more equity, and more cash flow for you. Choose from our competitive rates and leverage options to find the right loan.

Lending Services

We are a team of mortgage professionals committed to assisting you in making informed financial decisions that suit your individual needs.

How Are We Different From Others?

No Income Documentation

Distress Investment Property

No Pesky Tax Returns Required *

No Cost, No Obligation

Minimum Credit Score 660+

* For Non Owner Occupied Homes Only

American Heritage Lending

Funding in As little as 7 days

No Hidden


20+ Years


Read What Clients Say About Their Experience

I highly recommend American Heritage Lending to anyone looking for a home mortgage or investment property loan. Greg and Bianca were an amazing team, and made a challenging process as easy and smooth as can be. Other mortgage companies could not do what they did in such a short time.

I would highly suggest American Heritage Lending to anyone looking for these types of services. The team at American Heritage Lending worked closely with me. Jimmy was so friendly and made me feel at ease starting the loan process. He always responded in a timely manner and had incredible patience.

Submit A Form For Personalized Quote

You don’t have to wait or compare rates from multiple sources. Fill out our form, and we’ll beat your best rate quote today. It’s time to get the funds you need.

Get Started Today

©2024 – American Heritage Lending LLC

Quick Contact

We’re available to address any inquiries you might have.

Opening Hours

2023 © Copyright American Heritage Lending, LLC. Submission Disclaimer By clicking Submit, (1) you expressly consent to having American Heritage Lending contact you about your inquiry by phone (including usage of an automatic telephone dialing system), whether by a voice call, ringless voicemail, or by text messaging, to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any service from American Heritage Lending. I understand I can withdraw my consent at any time; and (2) you represent that you are not a resident of the State of New York. If you are a resident of the State of New York, please contact American Heritage directly via email at or by telephone at +1 (888) 501-9033 AMERICAN HERITAGE LENDING, LLC STATE LICENSING INFORMATION – NMLS ID: 93735 Click here for access to the Consumer NMLS FHA Lender ID 27897-0000-1⋅ VA Lender ID 902138-00-00 State licenses: Alabama Consumer Credit License 23291; Arizona Mortgage Banker License 0912684; Arkansas Combination Mortgage Banker-Broker-Servicer License 130360; California – Department of Financial Protection and Innovation, Pursuant to California Financing Law License Number 603G668; California – DRE Real Estate Corporation License Endorsement 01844643; Colorado Mortgage Company Registration 93735; Connecticut Mortgage Lender License ML-93735; Florida Mortgage Lender License MLD94; Georgia Mortgage Lender License 93735; Idaho Mortgage Broker/Lender License MBL-2080093735; Illinois Residential Mortgage License MB.6761561; Indiana-DFI Mortgage Lending License 58918; Iowa Mortgage Banker License 2018-0155; Kansas Mortgage Company License MC.0025684; Kentucky Mortgage Company License MC741639; Maine Supervised Lender License 93735; Maryland Mortgage Lender License 93735; Massachusetts Mortgage Lender License ML93735; Michigan 1st Mortgage Broker/Lender License FL0023340; Minnesota Residential Mortgage Originator License MN-MO-93735; Minnesota Residential Mortgage Originator License MN-MO-93735; Montana Mortgage Lender License 93735; Nebraska Mortgage Banker License 93735; New Hampshire Mortgage Banker License 23855-MB; New Jersey Residential Mortgage Lender License; New Mexico Mortgage Loan Company License; North Carolina Mortgage Lender License L-204931; Ohio Residential Mortgage Lending Act Certificate of Registration RM.804862.000; Oklahoma Mortgage Lender License ML015518; Oregon Mortgage Lending License ML-4808; Pennsylvania Mortgage Lender License 81773; South Carolina-BFI Mortgage Lender / Servicer License MLS-93735; Tennessee Mortgage License 93735; Texas – SML Mortgage Banker Registration; Washington Consumer Loan Company License CL-93735; West Virginia Mortgage Lender License ML-93735; Wisconsin Mortgage Banker License 93735BA; Wyoming Mortgage Lender/Broker License 4894 American Heritage Lending, LLC, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract).

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