Bank Statement
Non-QM Mortgages
Bank Statement Loans
Our company’s bank statement loans are the perfect solution for self-employed individuals seeking financing. With this loan program, you can use your bank statements to demonstrate your eligibility and qualify for financing, without the need to share your tax returns or W2s. We understand the challenges that self-employed borrowers face, and our bank statement loans are designed to help you get the funding you need quickly and easily.
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Benefits
Higher Loan Amounts
Bank statement loans typically offer larger loan amounts than conventional loans, which can help self-employed borrowers meet their business financing needs more easily
Fast Funding
Bank statement loans are known for their quick funding, which is crucial for self-employed borrowers who need cash flow to operate their businesses
Flexibility in Qualifications
You can use your bank statements to demonstrate your income, eliminating the need to provide tax returns or W2s. Makes process faster, easier, and less stressful
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Non-QM Mortgages
Statement Loans: Financing made simple for self-employed borrowers.
At American Heritage Lending, we have the expertise to make the process of obtaining financing with bank statement loans quick and simple. These loans are an excellent option for self-employed individuals who prefer to use their bank statements to demonstrate their eligibility and income. Self-employed borrowers with a 25% or greater ownership interest in a business/entity or those who are paid using the IRS form 1099 can benefit from this financing option.
- Bank statement loans are known for their quick funding, which is crucial for self-employed borrowers who need cash flow to operate their businesses
- Bank statement loans also eliminate the need for tax returns or W2s.
OUR RATES AND TERMS
PROPERTY TYPES: Single family, condos, townhomes, multi-family 2-4 units.
LOAN AMOUNT: $75,000 – $3,000,000
TERM: 30 year fixed with interest-only loans available.
LOANS AVAILABLE: Loans are available to individuals with or without stated income, trusts, corporations, and limited partnerships.
