American Heritage Lending

Bank Statement

Non-QM Mortgages

Bank Statement Loans

Our company’s bank statement loans are the perfect solution for self-employed individuals seeking financing. With this loan program, you can use your bank statements to demonstrate your eligibility and qualify for financing, without the need to share your tax returns or W2s. We understand the challenges that self-employed borrowers face, and our bank statement loans are designed to help you get the funding you need quickly and easily.

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Higher Loan Amounts

Bank statement loans typically offer larger loan amounts than conventional loans, which can help self-employed borrowers meet their business financing needs more easily

Fast Funding

Bank statement loans are known for their quick funding, which is crucial for self-employed borrowers who need cash flow to operate their businesses

Flexibility in Qualifications

You can use your bank statements to demonstrate your income, eliminating the need to provide tax returns or W2s. Makes process faster, easier, and less stressful

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Non-QM Mortgages​

Statement Loans: Financing made simple for self-employed borrowers.

At American Heritage Lending, we have the expertise to make the process of obtaining financing with bank statement loans quick and simple. These loans are an excellent option for self-employed individuals who prefer to use their bank statements to demonstrate their eligibility and income. Self-employed borrowers with a 25% or greater ownership interest in a business/entity or those who are paid using the IRS form 1099 can benefit from this financing option. 



PROPERTY TYPES: Single family, condos, townhomes, multi-family 2-4 units.

LOAN AMOUNT: $75,000 – $3,000,000

TERM: 30 year fixed with interest-only loans available.

LOANS AVAILABLE: Loans are available to individuals with or without stated income, trusts, corporations, and limited partnerships.

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